Utah Workers’ Compensation Coverage Waivers

Need a Workers’ Comp Waiver in Utah?

If you're self-employed, an independent contractor, or a business owner with no employees, you may be eligible for a Workers’ Compensation Coverage Waiver.

Tommy Thomsen Insurance can help you understand the requirements and get started with the waiver process.

Need Help With a Work Comp Waiver?

Complete the form below and a member of our team will contact you.

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Info graphic titled "Who May Qualify for a Work Comp Waiver?" listing five categories: Sole Proprietors, Partnerships, LLC Members, Corporate Directors or Officers, and Independent Contractors, with descriptions for each.

Who May Qualify for a Work Comp Waiver?

You may be eligible if you're self-employed or operate a business without employees.

Examples may include:

  • Sole proprietors with no employees other than the owner

  • Partnerships with no employees other than the partners

  • Certain LLC members when the business has no employees

  • Certain corporate directors or officers

  • Independent contractors who meet Utah's requirements and have no employees

Eligibility depends on your business structure and how you perform your work. Having a 1099 or simply calling yourself an independent contractor does not automatically mean you qualify.

Not sure if you qualify? That's okay. Fill out the form below and we'll help you determine your next step.

Why Am I Being Asked for a Work Comp Waiver?

If you're an independent contractor, subcontractor, or self-employed individual, a company hiring you may ask for proof of workers’ compensation insurance.

When you don't have employees and meet Utah's eligibility requirements, a Workers’ Compensation Coverage Waiver may be an alternative to purchasing a workers’ compensation policy for yourself.

This is especially common for contractors and subcontractors working on job sites where the hiring company needs to verify workers’ compensation coverage or waiver status for the people performing work.

A valid waiver can provide documentation that you have elected to waive workers’ compensation coverage for yourself.

Infographic explaining the process for independent contractors to obtain a work compensation waiver, including steps: being hired, providing proof of workers' compensation insurance, obtaining a waiver as an alternative to insurance, and being good to go with documentation.

Need a Work Comp Waiver?

We're here to help make the process simple.

Complete the form below and a member of Tommy Thomsen Insurance will contact you to discuss your business, determine what you may need, and help you understand the next steps.

Get Started With Your Work Comp Waiver

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